Contents
- Key takeaways
- ChatGPT
- Claude
- Gemini
- Le Chat
- Perplexity
- Copilot
- How much does it cost to pay for several AIs?
- One subscription per AI, or one app that bundles them?
- Which AI fits your budget?
- Do prices change in the UK, Canada or Europe?
- What traps should you avoid before subscribing?
- Are there student or family discounts?
- Monthly or annual: how much do you save?
- How we check these prices
- Frequently asked questions
Key takeaways
- Standard AI plans cost between $14.99 and $20 a month in the US, before tax.
- Le Chat Pro is the cheapest standard plan, at $14.99.
- Three companies sell a budget plan: Google AI Plus at $4.99, ChatGPT Go at $8 and Microsoft 365 Personal at $9.99.
- Google AI Pro includes 5 TB of storage, which matters if you already pay Google for space.
- Pro plans cost $99.99 or more a month and are built for heavy professional use.
- Paying for ChatGPT, Claude, Gemini and Perplexity at once adds up to $79.99 a month.
How much does ChatGPT cost in 2026?
ChatGPT Plus costs $20 a month in the US, before tax, with no commitment. It sits at the top of the standard price range and covers the most ground in one app: text, images, voice, web search and file analysis.
OpenAI sells four plans. The free tier handles everyday conversations at no cost. ChatGPT Go, at $8 a month, raises the limits on images, file uploads and data analysis. In some countries, both of these plans can show ads. Plus removes them and unlocks the advanced reasoning models. To see whether Plus is worth it next to an app that bundles several AIs, read our ChatGPT Plus vs Skilzy comparison.
ChatGPT Pro starts at $100 a month and comes in three tiers, with the highest usage limits. It is built for people who spend their whole workday in the tool, not for personal use.
When should you upgrade? When you open ChatGPT several times a day and keep getting dropped to the lighter model. If you mainly need more images or files, ChatGPT Go is often enough. Plus earns its price with deep research, projects and an ad-free experience.
Plans
- Everyday conversations
- Ads possible in some countries
- More images, files and analysis
- Longer memory
- Ads possible in some countries
- Advanced reasoning models
- Deep research, projects, scheduled tasks
- Custom GPTs
- No ads
- Three tiers based on usage
- Highest usage limits
What the free tier won’t do
Working through a long document, generating images back to back, or running a multi-page deep research report.Who is it for?
Anyone who wants one AI that does a bit of everything.- Daily use
- Images
- Voice
Source: official OpenAI pricing page, checked on October 25, 2026.
How much does Claude cost in 2026?
Claude Pro costs $20 a month in the US. Billed annually, it comes to $200 a year, saving you $40 compared with paying monthly. Claude is Anthropic’s assistant, known for long-form writing, document analysis and coding.
The free tier already goes a long way: chat on the web, desktop and mobile, web search, file creation, memory across conversations and connections to your apps. Its usage limit resets over the course of the day, and heavy users hit it quickly.
Claude Pro gives you more usage, projects, more models and Claude Code for programming. Claude Max starts at $100 a month and multiplies Pro usage by 5 or 20, with priority access when traffic is high.
When should you upgrade? When you work on long documents or code and the free limit stops you mid-task. For a few messages a day, the free tier stays comfortable. Max only makes sense if you hit the Pro limit almost every day during working hours.
Plans
- Web search, files, memory
- Connections to your apps
- More usage
- Projects and more models
- Claude Code included
- 5 or 20 times Pro usage
- Priority access at peak times
What the free tier won’t do
Running several long work sessions in a day: the free usage limit comes fast on big documents.Who is it for?
Anyone who writes a lot, analyzes documents or codes.- Long-form writing
- Documents
- Code
Source: official Anthropic pricing page, checked on October 25, 2026.
How much does Gemini cost in 2026?
Gemini costs $19.99 a month with Google AI Pro, the plan that replaced Gemini Advanced. The price includes 5 TB of storage shared across Gmail, Drive and Photos. If you already pay Google for storage, the AI costs you very little on top.
Google also sells Google AI Plus at $4.99 a month: twice the limits of the free tier, video generation, Gemini in Gmail and 400 GB of storage, which you can share with up to five family members.
The free tier is broad: image creation and editing, deep research and voice conversations. Google AI Ultra starts at $99.99 a month and is aimed at heavy use, video included.
When should you upgrade? When you want Gemini inside Gmail and Docs, or when you are already running out of Google storage. If you pay for a Google One plan for your photos, compare its price with Google AI Plus or Google AI Pro: the difference is what the AI really costs you.
Plans
- Images, deep research, voice
- 15 GB of storage
- Twice the free limits
- Video and Gemini in Gmail
- 400 GB of storage
- Four times the free limits
- Gemini in Gmail, Docs and Vids
- 5 TB of storage
- 5 or 20 times Pro usage
- 20 TB of storage or more
What the free tier won’t do
Using Gemini directly inside Gmail and Docs, or making videos: those features need a paid plan.Who is it for?
Anyone who already lives in Gmail, Drive and Android.- Gmail and Docs
- Storage
- Android
Source: official Google pricing page, checked on October 25, 2026.
How much does Mistral’s Le Chat cost in 2026?
Le Chat Pro costs $14.99 a month in the US, before tax. Mistral AI is a French company, and its pricing page now calls the assistant Le Chat (Vibe).
The free tier works on the web and on mobile, gives you Mistral’s models and more than 100 connectors. Messages and web searches are capped.
Pro adds more messages and searches, faster answers, spreadsheet and slide creation, better image generation, and support by chat and email. Students get a reduced rate for up to twelve months. Mistral’s pricing page shows no annual plan for Pro, so you pay month to month and can stop whenever you like.
When should you upgrade? When you use Le Chat every day and the message or search caps get in your way. It is also a good pick if you prefer a European company, or if you are a student: the reduced rate keeps every Pro feature.
Plans
- Web and mobile
- More than 100 connectors
- More messages and searches
- Spreadsheets and slides
- Better image generation
What the free tier won’t do
Sending lots of messages or searches in a day: the free tier caps them.Who is it for?
Anyone who wants a low-cost plan from a European company.- Low price
- European company
- Office tasks
Source: official Mistral AI pricing page, checked on October 25, 2026.
How much does Perplexity cost in 2026?
Perplexity Pro costs $20 a month in the US, or $200 for a year, which saves you $40 compared with paying monthly. Perplexity works like a search engine that writes the answer and cites its sources, instead of handing you ten links to open.
The free tier gives sourced answers with basic models and three Pro searches a day. File uploads are limited.
Pro unlocks deep research, a choice between several leading models, and document creation. Perplexity Max costs $200 a month, with the highest usage limits and early access to new features.
When should you upgrade? When three Pro searches a day are no longer enough, for example for market research, a thesis or a client report. If you mostly want quick answers with their sources, the free tier already does the job well.
Plans
- Answers with sources
- 3 Pro searches a day
- Deep research
- Choice of model
- Document creation
- Highest limits
- Early access to new features
What the free tier won’t do
Running more than three Pro searches a day, or working across several files at once.Who is it for?
Anyone who looks for information they can verify, with sources.- Research
- Sources
- Monitoring
Source: official Perplexity AI pricing page, checked on October 25, 2026.
How much does Copilot cost in 2026?
Copilot is free in Windows, Edge and its own app. To use it in Word, Excel, PowerPoint and Outlook, you need a Microsoft 365 plan: Personal at $9.99 a month, or $99.99 a year.
Microsoft no longer sells Copilot Pro. Its replacement is Microsoft 365 Premium, at $19.99 a month or $199.99 a year, which gives heavy Copilot usage, more images and advanced research and analysis features, for up to six people.
Watch out with Microsoft 365 Family: the plan covers up to six people, but its AI features are reserved for the account owner. Microsoft 365 Basic includes no AI at all.
When should you upgrade? If you already pay for Microsoft 365 Personal, Family or Premium for Word and Excel, Copilot is already included: check your plan before buying anything else. If you don’t use Microsoft’s office apps, a plan from another company will serve you better.
Plans
- Chat and images
- Lower usage limits
- Copilot in Word, Excel and Outlook
- More usage than the free tier
- 1 person
- Heavy Copilot usage
- Advanced research and analysis
- Up to 6 people
What the free tier won’t do
Using Copilot in Word, Excel or Outlook: you need a Microsoft 365 plan that includes it.Who is it for?
Anyone who already works in Word and Excel.- Office apps
- Windows
- Family
Source: official Microsoft pricing page, checked on October 25, 2026.
How much does it cost to pay for several AIs?
Plenty of people end up paying for two or three subscriptions: ChatGPT for images, Claude for writing, Perplexity for research. Each tool is good at its job, but the total climbs fast.
The four standard plans paid separately cost $79.99 a month, or $959.88 over a year, for tools that overlap heavily in everyday use.
Before you add them up, look at what each plan brings beyond the AI: storage with Google, Word and Excel with Microsoft. A plan that replaces something you already pay for costs less than it looks.
ChatGPT Plus, Claude Pro, Google AI Pro and Perplexity Pro, each paid separately.
$79.99 / month
One subscription per AI, or one app that bundles them?
A subscription from the company itself gives you every feature of its app: the most powerful models, voice, agents and integrations. It suits you if you use one AI heavily and always the same one. That is the right call for a developer on Claude or a video creator on Gemini.
An app that bundles several AIs gives you several models in one place, usually in lighter versions and without every feature of the original apps. It suits you if you want to compare answers from ChatGPT, Claude and Gemini, or if your needs stay simple: writing, summarizing, searching, translating.
Before choosing, write down what you did with AI last week. If one advanced feature comes back every day, take the plan from the company that offers it. If not, don’t pay four times for the same thing.
Which AI fits your budget?
The right AI depends less on rankings than on what you actually do with it each week. Here is what each monthly budget gets you in the US. If you are just starting out, learn the basics of AI first: using a free tier well beats paying for a plan you barely use.
$0
The free tiers of ChatGPT, Claude and Gemini cover a few questions a day, with limits that reset over time.
Under $10
Google AI Plus at $4.99 or ChatGPT Go at $8 raise the limits without the full plan. Microsoft 365 Personal adds Copilot in Word and Excel for $9.99.
$10 to $25
A standard plan, picked by use: ChatGPT for everything, Claude for writing, Perplexity for research, Gemini if you live in Google.
Over $100
Pro plans, for professional use several hours a day. Nobody needs one for personal use.
My advice: spend two weeks with the free tiers of two or three AIs, on your real tasks. Note which one you open most and which limit actually gets in your way. Then you will know which plan to buy, or whether you need one at all, instead of paying for a promise.
Do prices change in the UK, Canada or Europe?
Yes, as soon as the currency changes. Google and Microsoft set a local price in each market: Google AI Pro is $19.99 in the US, and Microsoft 365 Premium is $19.99. In the euro zone, both companies show the same price in France, Belgium and Germany, tax included, even though VAT differs from one country to the next.
Anthropic and Perplexity only publish US dollar prices, even on their French pages: $20 a month for Claude Pro and $20 for Perplexity Pro. OpenAI sets local prices instead: ChatGPT Plus is $20 before tax in the US, and its French page shows a euro price with VAT included. What you pay abroad depends on local tax and the local price each company sets. That is why you find several prices online for the same plan: always check the final amount on the checkout page.
| Country | Google AI Pro | Microsoft 365 Premium |
|---|---|---|
| France | €21.99 | €22 |
| Belgium | €21.99 | €22 |
| Germany | €21.99 | €22 |
| Canada | CA$26.99 | CA$27 |
| United States | $19.99 | $19.99 |
| United Kingdom | £18.99 | £18.99 |
Monthly prices shown by Google and Microsoft in each country, checked on October 25, 2026. US prices are before sales tax; European prices include VAT.
What traps should you avoid before subscribing?
Ads in the cheaper plans
In some countries, free ChatGPT and ChatGPT Go can show ads. Plus and the plans above it don’t.
Limits that come back
Claude and Gemini measure usage in windows of a few hours, then over the week. Paying raises those limits without always removing them.
Prices shown before tax
US pricing pages show prices before sales tax. The amount you actually pay, tax included, appears at checkout and depends on your state.
AI for the account owner only
Microsoft 365 Family covers up to six people, but its AI features only work for the person who pays for the plan.
Annual plans paid upfront
An annual plan is charged in one go. Offers change fast: Microsoft no longer sells Copilot Pro and replaced it with Microsoft 365 Premium.
Two plans for the same job
Before adding one, check what you already pay for: Microsoft 365 Personal, Family and Premium include Copilot, and Google AI Pro comes with 5 TB of storage.
Are there student or family discounts?
Mistral offers a student rate for Le Chat at $5.99 a month before tax, for up to twelve months, with the same features as Pro.
For families, Google AI Plus can be shared with five people in your household, storage included. Microsoft 365 Family costs $12.99 a month for up to six people, but only the account owner gets Copilot.
Be wary of promo codes from unknown websites and of shared accounts sold cheap: they break the companies’ terms, and access can be cut off overnight.
Monthly or annual: how much do you save?
Paying annually lowers the price at three of the six companies: Anthropic, Perplexity and Microsoft. Claude Pro goes from $20 a month to $200 a year, and Microsoft 365 Personal from $9.99 a month to $99.99 a year. ChatGPT and Gemini show no annual plan for individuals.
An annual commitment only makes sense if you have already used the tool every week for several months. Prices and features change often: a monthly plan lets you switch when a competitor does better.
Run the numbers on your own usage: if you cancel after eight months, the annual plan will have cost you more than eight months paid monthly. The saving only exists if you use all twelve months.
| Plan | Monthly, over 12 months | Annual | Saving |
|---|---|---|---|
| Claude Pro | $240 | $200 | $40 |
| Perplexity Pro | $240 | $200 | $40 |
| Microsoft 365 Personal | $119.88 | $99.99 | $19.89 |
| Microsoft 365 Premium | $239.88 | $199.99 | $39.89 |
How we check these prices
An AI subscription price is only true on a given date. Companies change their plans several times a year, often without notice. So this guide never states a price without its official source and the date it was checked, and it keeps a record of every change since it was first published.
Official page
Every price comes from the company’s own pricing page, viewed from the United States.
Before tax, no commitment
The monthly price an individual pays, before sales tax, without annual discounts.
Every month
The table is checked again on the 25th of each month. Changes are dated below.
What changed
- First publication of the guide.
Citing this table?
Feel free to reuse these figures, with a link back to this page.
Source: Skilzy, “AI subscription prices in 2026”, skilzy.io/en/prix-ia, checked on October 25, 2026.
Frequently asked questions
What is the cheapest AI subscription in 2026?
Among standard plans, Le Chat Pro is the cheapest, at $14.99 a month in the US before tax. Google AI Plus, at $4.99, costs less but is a budget plan, with lower limits than Google AI Pro.
Does ChatGPT Plus cost the same everywhere?
No. OpenAI lists $20 a month before tax in the US, and the local price depends on each country’s taxes. In Europe, the price you pay includes VAT, so it ends up higher than the US list price.
Are the free versions good enough?
For a few questions a day, yes. Limits arrive quickly with long documents, batches of images and deep research. That is usually the moment a paid plan becomes worth it.
Can you cancel these subscriptions at any time?
Monthly plans can usually be canceled at any time, and access continues until the end of the paid month. An annual plan is paid upfront for twelve months. Check the refund terms on the company’s page before choosing annual billing.
Why do prices change so often?
Companies add plans, rename them and adjust their limits several times a year. Microsoft stopped selling Copilot Pro in favor of Microsoft 365 Premium, and Mistral renamed its offer Le Chat (Vibe). That is why this guide is checked every month.
Sources
- OpenAI, ChatGPT
- Anthropic, Claude
- Google, Gemini
- Mistral AI, Le Chat
- Perplexity AI, Perplexity
- Microsoft, Copilot
This article is published by Skilzy, which sells a subscription giving access to several AIs. Prices of other services were checked on Oct 25, 2026 on their official pages and may have changed.